Often times people think that their possessions are insured in the case of a fire because their landlord has insurance. That's simply not the case, your landlord's insurance will cover the structure and property. Your possessions are covered by the renter's policy which covers contents. Ask your Ryze Independent Insurance Agent about what your renter's policy will and will not cover.  

If you rent a house it's a good decision to purchase renter's insurance. If anyone is ever hurt on your property such as in your yard, a worker, etc. the policy will take effect and protect you from the covered perils in the policy for liability reasons. Ask your Ryze Independent Insurance Agent about liability  coverage on your renter's policy. 

You can opt in to purchasing coverage options to protect valuable assets such as jewelry, tools, electronics, and other types of valuables in case of fire, flooding, or other potential covered perils in the renter's insurance policy. 

Each carrier is slightly different but almost all carriers offer multi line and multi policy discounts and with the low cost of renter's insurance it typically helps save big on your auto insurance by adding renter's insurance. Ask your Ryze Independent Agent more about multi policy &  multi line discounts.