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for small business insurance
At Ryze Insurance Services, we understand that every business faces unique risks. Whether you're a small startup or an established company, we tailor comprehensive insurance solutions that protect your business assets, employees, and future growth.
Our expertise and dedication ensure that you get the right coverage at the best value, helping you navigate the complexities of commercial insurance with ease.
Trust Ryze Insurance Services to provide personalized service, prompt support, and the peace of mind that your business is protected against unforeseen challenges. Your success is our priority—let us help you safeguard it.
Protects businesses from claims involving bodily injury, property damage, and personal injury. It's essential for covering legal fees and settlements if your business is sued due to accidents, negligence, or other liabilities.
General Liability Insurance
Combines general liability and property insurance into one comprehensive policy, ideal for small to medium-sized businesses. A BOP covers property damage, liability, and business interruption, providing essential coverage at a reduced cost.
Business Owners Policy (BOP)
Covers damage to a business's physical assets, including buildings, equipment, and inventory. This policy protects against losses from fire, theft, vandalism, and natural disasters, ensuring your business can recover quickly from unexpected events.
Commercial Property Insurance
Provides coverage for medical expenses and lost wages if employees are injured or become ill due to their job. It's mandatory in most states and protects both the employer and employees from the financial impact of workplace injuries.
Workers’ Compensation Insurance
Covers vehicles used for business purposes, providing liability and physical damage protection. This policy is essential for businesses that rely on vehicles, covering accidents, theft, and damages to company-owned or leased vehicles.
Commercial Auto Insurance
Protects service-based businesses against claims of negligence, errors, or omissions in their work. This policy is crucial for professionals like consultants, lawyers, and architects, covering legal defense costs and settlements.
Professional Liability Insurance (Errors & Omissions)
Protects businesses from financial losses related to data breaches, cyberattacks, and other online threats. This coverage includes the costs of legal fees, notification expenses, and recovery efforts, safeguarding your business's digital assets.
Cyber Liability Insurance
Provides additional liability coverage beyond the limits of your primary policies, like general liability or auto insurance. This policy is crucial for businesses with higher risk exposure, offering an extra layer of financial protection.
Commercial Umbrella Insurance
Protects manufacturers, distributors, and retailers from claims related to product defects that cause injury or damage. This policy covers legal fees and settlements, ensuring your business is protected if a product harms a consumer.
Product Liability Insurance
Covers property in transit or mobile equipment used off-site. This policy is essential for businesses that transport goods or use equipment at various locations, protecting against damage or loss during transit or at job sites.